Corporates /Firms - For Current Account - HKD 3000 per annum

USD 400 per annum

Individuals :

For Current Account

HKD 500 per annum

USD  75 per annum

For Savings Account - HKD 100 per annum 

USD  10 per annum

Charges if the credit balance of the Account falls below the Minimum Balance (Note 1)

For Retail (all Account):

For Corporate:

(a) for a current Account

(b) for a savings Account

HKD 800 per annum; USD 50 per annum

HKD 500 per quarter, USD 100 per quarter

HKD 200 per quarter; USD 25 per quarter

Dormant/inactive Account (Note 2) charges

(a) if the credit balance of the Account falls below the Minimum Balance (Note 1)

(b) if the credit balance of the Account is not less than the Minimum Balance (Note 1)

HKD 200 per quarter; USD 20 per quarter

HKD 100 per quarter; USD 10 per quarter

Issuance of a copy of historical statement of account or SWIFT copy of a telegraphic transfer processed by the Bank

(a) if the document in question was issued not more than two years before the date of the request

(b) if the document in question was issued more than two years before the date of the request

HKD 500

HKD 1,500

Cheque book issuance charges

(a) for the first 50-leave cheque book issued in a year 

(b) for each additional cheque book

Waived

HKD150

Returned cheque

(a) for each cheque returned due to insufficient funds

(b) for each cheque returned for any other reasons (including technical reasons)

HKD300 USD50

HKD100 USD20

Issuance of Banker’s cheque, cashier order or pay order

(a) for each Banker’s cheque, cashier order or pay order issued in Hong Kong dollar

(b) for each Banker’s cheque, cashier order or pay order issued in United States dollar

Issuance of demand draft

(a) for each demand draft issued in India Rupee (INR) debited from a Hong Kong dollar Account with the Bank

(b) for each demand draft issued in India Rupee (INR) debited from a United States dollar Account with the Bank

(c) for each demand draft issued in a currency other than India Rupee (INR)

HKD150

USD25

Equivalent of USD25

Telegraphic transfer issued in India Rupee (INR) debited from a Hong Kong dollar Account with the Bank:

(a) for a sum of not more than the equivalent of HKD100,000 (b) for a sum of more than the equivalent of HKD100,000

HKD200 per transaction

HKD300 per transaction

Telegraphic transfer issued in a currency other than India Rupee (INR):

(a) for a sum of not more than the equivalent of USD100,000

(b) for a sum of more than the equivalent of USD100,000 but not more than the equivalent of USD250,000 U

(c) for a sum of more than the equivalent of USD250,000

USD30 per transaction

SD50 per transaction

USD75 per transaction

Outward remittance via Clearance House Automatic Transfer System (CHATS):

(a) for outward remittance made in Hong Kong dollar

(b) for outward remittance made in United States dollar

HKD200 per transaction

USD30 per transaction

Receipt via Clearance House Automatic Transfer System (CHATS):

(a) for inward remittance received in Hong Kong dollar

(b) for inward remittance received in United States dollar

HKD30 per transaction

USD10 per transaction

Inward remittance received through telegraphic transfer

(a) for a sum of not more than USD25,000 (or its equivalent)

(b) for a sum of more than USD25,000 (or its equivalent) but not more than USD250,000 (or its equivalent)

(c) for a sum of more than USD250,000 (or its equivalent)

USD15 per transaction

USD25 per transaction

USD30 per transaction

Collection of a cheque drawn in a currency other than Hong Kong dollar

(a) for a sum of not more than USD250 (or its equivalent)

(b) for a cheque drawn on New York

(c) for a cheque drawn on a bank outside New York

USD15 per transaction

USD25 each

USD75 each

NOTES

1. “Minimum Balance” means (a) in respect of a retail Account (that is, any Account, whether a savings Account or a current Account or a term deposit Account), which the Aggregate Average Deposit Balance is at least HKD100,000 or equivalent in other currencies , and (b) notwithstanding the foregoing, in respect of a corporate Account (that is, any Account, whether a savings Account or a current Account, which is not a personal Account), is HKD 40,000 for a Hong Kong dollar Account, and USD 5,000 for a United States dollar Account.